When you’re preparing to sell your home, you want every advantage possible to attract buyers, stand out in the market, and ultimately secure the best price. One question many sellers ask is: “Should I offer a home warranty when selling my house?”
In many cases, the answer is yes—and it can be a strategic benefit that gives both you and your buyer added peace of mind.
Below, we break down what a home warranty includes, how long it typically lasts, the cost, why offering one can be smart, how buyers respond to it, and how Top Shelf Group can help you use this tool to maximize your sale.
What Is a Home Warranty?
A home warranty is a service contract that covers repair or replacement of major systems and appliances in the home. This often includes HVAC systems, electrical systems, plumbing, water heaters, and kitchen appliances.
It’s not the same as homeowners insurance—insurance covers unexpected events like fire or storms. A home warranty covers breakdowns due to age or normal wear and tear.
How Long Does a Home Warranty Last?
Home warranties typically come in 12-month contracts. For sellers, there are usually two periods of coverage to consider:
1. Seller Coverage (During Listing Period)
Many warranty companies offer limited coverage while your home is on the market—this may last up to 6 months and protects you if a major system fails before closing.
2. Buyer Coverage (After Closing)
Most buyers receive 12 months of protection, starting the day the home closes. Buyers can then renew the plan annually if they choose.
This predictable coverage window gives both the seller and buyer peace of mind throughout the transaction.
What Does a Home Warranty Typically Cost?
The cost varies based on coverage level and home size, but here are standard ranges:
Typical Home Warranty Costs
- Basic Plan: $450–$650 annually
- Enhanced/Comprehensive Plan: $650–$850 annually
- Add-On Coverage (e.g., well pump, pool, second HVAC): $50–$200 each
- Service Call Fees: $75–$150 per visit (paid by the buyer when a technician comes)
Many sellers choose a plan in the $500–$700 range because it provides strong coverage without a major upfront investment.
Considering the benefits during inspection and negotiation, it’s often a high-ROI expense.
Pros of Offering a Home Warranty as a Seller
1. Makes Your Listing More Appealing
Buyers love perks—and a home warranty is a meaningful one. It shows buyers:
- You care about the condition of your home
- You stand behind the systems and appliances
- Their transition into the home will be smooth and protected
2. Reduces Buyer Concerns About Future Repairs
Moving is expensive, and buyers don’t want unexpected repair bills right away. A home warranty eliminates a significant amount of uncertainty.
3. Helps Prevent Inspection Negotiation Roadblocks
If an inspection reveals an older system or appliance, a warranty can serve as a solution that keeps negotiations on track and reduces costly concessions.
4. Can Lead to a Faster Sale
Homes offering a home warranty often stand out—especially in balanced or slower markets.
5. Protects You During the Listing Period
If a system fails before closing, the seller portion of the warranty may cover it instead of you paying out of pocket.
Most buyers—especially first-time buyers—view a warranty as a strong value add. It reduces their risk and helps them feel more comfortable offering on your home, even if the systems aren’t brand new.
Buyers typically appreciate:
- Budget protection
- Peace of mind
- The reduced risk of unexpected repair costs
For many buyers, this can be the difference between choosing your home or another similar listing.
How Top Shelf Group Helps You Use a Home Warranty Strategically
At Top Shelf Group, we help sellers use every advantage to maximize their sale price and reduce stress. A home warranty is one of the tools we strategically recommend when it benefits you.
✔ Guidance on Whether a Warranty Is Worth It for Your Home
Some properties benefit greatly—others don’t need one. We evaluate your systems, price point, and buyer type.
✔ Access to Trusted Warranty Providers
We partner with reliable warranty companies and help you select the right plan at a competitive price.
✔ Strategic Marketing of the Warranty
We highlight it in:
- MLS remarks
- Online marketing
- Open houses
- Digital advertising
- Buyer handouts
This makes your home immediately more attractive to buyers.
✔ Smoother Inspections and Fewer Surprises
If inspection concerns arise, we guide you in using the warranty as a solution that keeps the deal together.
Bottom Line: Is a Home Warranty Worth Offering?
For many sellers, yes—especially if:
- Your systems or appliances are older
- You want to minimize inspection renegotiations
- You want to stand out in a competitive market
- You want to give buyers more confidence in choosing your home
A warranty is a relatively small investment that can enhance your marketability and protect both you and your buyer.
Ready to Sell Your Home With Confidence?
Whether you’re considering a home warranty or preparing your home for the market, Top Shelf Group provides expert guidance, proven marketing systems, and negotiation strategies that help you sell faster and for top dollar. Reach out today to get started.